The Bike Cooperative

Consumer Financing

Dramatically ease the process of selling higher-end bikes with our industry leading consumer financing program. By partnering with CitiFinancial, The Bike Cooperative offers consumer financing at incredibly low rates, the most number of financing terms available, higher customer approval rates, and an exclusive private label Freedom to Ride™ card that customers use repeatedly at your store, boosting customer loyalty.

  • Allow your customers to purchase a higher quality bike and the accessories they really want and need, and to pay off these purchases over time.
  • Average sales ticket of over $1,500 (including accessories), more than two times the industry average selling price!
  • Receive a free terminal, a $550 value.
  • Post the consumer financing application to your website and process financing applications through your PC!
  • Communicate for free with your customers via customized monthly statements.

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Randall G. Clark, Bicycle Garage Indy & BGI Fitness, Indianapolis, IN

"Financing has put my store into a new orbit! It is simple and fast to use, and has put our business on the same playing field as other retail sectors."

Randall G. Clark
Bicycle Garage Indy & BGI Fitness
Indianapolis, IN

Consumer Financing
Statistics

  • Average dollars financed per member: $87,223
  • Average financed sales: more than $1,500
  • Average non-financed sale $500*

* NBDA Cost of Doing Business financial survey for specialty bicycle retailers, 2006-2007